Our Team
Tony has 23 years experience in the financial services sector and has expertise in all mortgage lending areas including residential, construction, investment and commercial mortgage products.
Tony lives in Oakville with his wife Judy and Abby (7 year old Chocolate Lab) and is actively involved in the community as President of the Kinsmen Club of Oakville and as a member of the Bronte Harbour Yacht Club. Tony is available to serve the mortgage needs of the Oakville/Burlington community and can be reached at tbyrne@morbridge.com or at 905-609-0392.

Hello, my name is Kathy Erickson and I truly believe that helping my clients fulfill their dreams of home ownership is one of my top priorities. Customer service is most valued by everyone involved in a mortgage transaction and I enjoy taking pride in providing the best customer service possible.
With over 20 years of end to end experience in the mortgage industry I have the depth knowledge and expertise to serve your needs. I strive to be compassionate to clients to help them understand the process and requirements for obtaining a mortgage while supporting and guiding them through one of the biggest investments they will ever make.
I moved to Stoney Creek from Toronto about 6 years ago and love both cities/towns for various reasons, as they are both so very different. I am a proud supporter of my community and am actively involved in a non-profit organization founded in Hamilton who aims to inspire young girls to reach their dreams. It is a volunteer organization that offers empowering running and leadership programs to young girls with a focus on higher risk communities.I can be reached at kerickson@morbridge.com or at 905-906-5191.
Reza Ghazi - Broker/Vice President

As a very experienced broker, Reza advises clients on financing options to eliminate the hassles apparent in the process of obtaining a mortgage as well as implementing initiatives to reduce their cost of borrowing. With almost a decade of daily operational and management experience within the mortgage industry, Reza has developed many solid affiliations with institutional and private lenders, thereby enabling him to create solutions to all endeavors revolving around Residential, Commercial, and Construction financing.
Reza’s solid Business background due to his studies at York University is another contributing factor to his success. He has also earned a Certificate in Financial Services Underwriting from Seneca College. He is a registered member of “Financial Services Commission of Ontario” as well as “Independent Mortgage Brokers Association of Ontario”.
Reza has been involved in non-for-profit management and has served as a board of director of a Mentoring/Business Networking organization for over three years. He is currently serving as a Vice-President in the same organization. He is passionate about community work and getting involved in initiatives that help the overall success of the society at large.
As an entrepreneur who quickly built his own successful mortgage business, he also thoughtfully helps other colleagues with passing on his experiences and the tools that will help them succeed in their business.
Dr. Kamyab (Kevin) Ghatan
As a very knowledgeable Mortgage agent, Dr. Kamyab (Kevin) Ghatan has always been interested in financial world, even during his medical career. During his education in Medicine, he has noticed a very close relationship between health of the patient and prudent financial management. Since one of the largest purchases in a person's life is real estate, he has found another way to help his community. He brings trust, knowledge and level of care to financial world that is exceptional.
Rashed Sheikh

Rashed joined the MorBridge team in the spring of 2011. Rashed is a talented Mortgage Agent who brings 12+ years of extensive sales and marketing experience working in the financial, hospitality and retail service sectors.
Rashed prefers to work by referral, focusing on giving his clients the special level of care and consideration that they deserve. Rahsed is also a flexible and versatile adviser, if you feel that you would rather have a person come to your home to offer advice rather than coming into our offices then Rashed would be the person to take care of you.
He offers the flexibility of evening and weekend appointments to ensure a convenient and prompt service to his clients, whether they are first-time buyers, new to Canada, renewing or refinancing an existing mortgage.
His motivated work ethic and passion for real estate make him a much respected member of the MorBridge team. He looks forward to assisting you with all your mortgage needs.
As an Accredited Mortgage Professional (AMP), I’ve developed a solid understanding of the Canadian mortgage market. After 13 successful years working for mortgage lenders such as Cervus Financial, Macquarie Financial, and MCAP I decided to change my focus and began representing the borrower. I offer my clients my significant experience within the mortgage industry and a strong passion for Customer Service Excellence.
I have chosen to represent MorBridge Financial because of their passionate belief in excellent customer service and the wide range of financing options which ensures our clients will receive the best mortgage products to meet their financial needs. I look forward to helping my clients achieve their home ownership dreams.
I can be reached by email at: mstagg@morbridge.com or by phone at 613 862-8386.
Great Mortgage Rates
Can you do better? Ask us!
| Terms | Banks | Ours |
|---|---|---|
| Variable | 4.00% | 2.85% |
| HELOC | 4.00% | 3.50% |
| 1 Yr | 3.20% | 2.74% |
| 2 Yr | 3.55% | 2.74% |
| 3 Yr | 3.95% | 2.94% |
| 4 Yr | 4.64% | 3.09% |
| 5 Yr | 5.24% | 3.29% |
| 7 Yr | 6.35% | 3.99% |
| 10 Yr | 6.75% | 3.99% |
* Prime is currently 3.00%
* Rates are subject to change without notice
* Updated: May 8, 2012